Getting Money Is One Thing… But Knowing How to Manage It? That’s the Real Power. Getting Money is Easy… Keeping It? That’s Where the Game Is. You don’t need millions to grow wealthy — you need discipline, direction, and a plan. Here are 10 no-nonsense money management tips to help you stop going broke even when you're earning: --- 1. Pay Yourself First Before you touch that paycheck, save at least 10%. Your future self will thank you. 2. Track Every Shilling Know where your money is going. Budget apps or a simple notebook can expose your silent money leaks. 3. Cut Emotional Spending Buying things just to “feel good” will leave your account feeling empty. Control the impulse. 4. Live Below Your Means Just because you can afford it doesn’t mean you should. Peace of mind > flexing. 5. Build an Emergency Fund Start with KSh 10,000. Life happens — don’t let one crisis wipe you out. 6. Set Money Goals Saving for nothing leads to spending on everything. Save with purpose: land, car, business, etc. 7. Invest Wisely Don’t let your money sleep in the bank forever. Learn to invest — even if it’s small. It grows. 8. Avoid Bad Debt Borrowing for lifestyle, not investment, is a trap. Know the difference. 9. Set Clear Financial Goals Saving without a goal is boring. Whether it’s a business, plot, or trip — give your money a mission. 10. Learn About Money Read books, watch YouTube, follow finance creators. Money grows when knowledge does. 11. Invest Consistently Don’t wait for millions. Start small — money working for you beats money just sitting. #nakupenda #Utom58 #De_NextVerYou #MONEY

Peace of mind comes with alot of goodbye 👋 #knowledge

#softsmile #passion Peace of mind is a beautiful gift, which only we can give to ourselves just by expecting nothing from anyone. GOOD MORNING *(PLEASE STAY SAFE)*

Omo, make I talk as e dey do me, I no go even lie, if na me dem treat like this, I for vex too. E hard to dey do “turn the other cheek” when person don slap you sotey your whole soul dey pain. Dem really carry this woman play, and still expect her to keep quiet? E no dey work like that. But as I reason am well, I come realize say two wrong no dey ever make right. As sweet as revenge dey feel that moment, sometimes e dey leave one kind bitterness for body later. And if you no comot that bitterness, e go just dey grow like weed. She don suffer, e clear. Wetin pain pass na say she hold this man down from nothing, yet na betrayal she get in return. Still, I go talk true: revenge no go heal that kind wound, e just dey shift the pain. Now dem dey beg her, meaning say karma don show face. She fit help or she fit waka comot, but make she choose wetin go bring her peace of mind. Because at the end, na peace wey person need pass all these wahala. To me, she no be wicked person, she na woman wey pain break. I just dey pray make she no lose herself inside this storm. Make her children no grow dey carry this hurt join body. Make she still try find small joy, small healing, because she don already prove say she strong. Life go still better, make she no let their darkness kill her light. #SpreadTheLove #PeaceOfMind #NakupendaCares