Getting Money Is One Thing… But Knowing How to Manage It? That’s the Real Power. Getting Money is Easy… Keeping It? That’s Where the Game Is. You don’t need millions to grow wealthy — you need discipline, direction, and a plan. Here are 10 no-nonsense money management tips to help you stop going broke even when you're earning: --- 1. Pay Yourself First Before you touch that paycheck, save at least 10%. Your future self will thank you. 2. Track Every Shilling Know where your money is going. Budget apps or a simple notebook can expose your silent money leaks. 3. Cut Emotional Spending Buying things just to “feel good” will leave your account feeling empty. Control the impulse. 4. Live Below Your Means Just because you can afford it doesn’t mean you should. Peace of mind > flexing. 5. Build an Emergency Fund Start with KSh 10,000. Life happens — don’t let one crisis wipe you out. 6. Set Money Goals Saving for nothing leads to spending on everything. Save with purpose: land, car, business, etc. 7. Invest Wisely Don’t let your money sleep in the bank forever. Learn to invest — even if it’s small. It grows. 8. Avoid Bad Debt Borrowing for lifestyle, not investment, is a trap. Know the difference. 9. Set Clear Financial Goals Saving without a goal is boring. Whether it’s a business, plot, or trip — give your money a mission. 10. Learn About Money Read books, watch YouTube, follow finance creators. Money grows when knowledge does. 11. Invest Consistently Don’t wait for millions. Start small — money working for you beats money just sitting. #nakupenda #Utom58 #De_NextVerYou #MONEY

If someone wants you in their life, will know exactly how to keep you. #knowledge #Utom58 #De_NextVerYou

Everyone tries to skip the struggle not knowing that that's Where character is built. #nakupenda #Utom58 #De_NextVerYou

Being alone really makes you realize all you got is yourself. #nakupenda #Utom58 #De_NextVerYou

Don't worry, God is always on time. #Nakupenda #Utom58 #De_NextVerYou

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CAREER Benefits of Creating a Personal Brand Both personal and professional success relies on you convincing others to recognize your worth. Mind you, this applies when you are looking for a job, seeking a promotion, and vying for a leadership position. Not to mention, you still need it when creating your dating profile. So whether we prefer it or not, personal brand is vital for everyone today, and as such, you need to cultivate yours and make it stand out. What’s Personal Branding? Well, this refers to a strategic and intentional practice where you lay out or express your value. Typically, people would cultivate their public reputation and personal carefully, however, the digital space has expanded their audience base. While this is a good thing, it also comes with potential risks. Oftentimes, we would like to believe that we are the one in control when it comes to our personal brand. However, that’s never the case. Like the Founder of Amazon, Jeff Bezos once quoted "Your brand is what people say about you when you’re not in the room." Therefore, it’s all about the collective expectations, attitudes, feelings, beliefs, and associations that people hold against you. As such, your aim is to ensure that whatever narrative they create reflects who you are. Now let’s have a look at the advantages of building your personal brand: NEXT POST BY 10am #Utom58 #De_NextVerYou #Knowledge #Career

It's a win when you have supportive, nontoxic circle of friends. #nakupenda #Utom58 #De_NextVerYou

Life is better when nobody knows anything about you. #Knowledge #Utom58 #De_NextVerYou

Everything happens for a reason. Live it, love it and learn from it. #Knowledge #Utom58 #De_NextVerYou

Good morning Nakupenda #nakupenda #Utom58 #De_NextVerYou

Some days are really heavy, but you have to survive. #Knowledge #Utom58 #De_NextVerYou