Getting Money Is One Thing… But Knowing How to Manage It? That’s the Real Power. Getting Money is Easy… Keeping It? That’s Where the Game Is. You don’t need millions to grow wealthy — you need discipline, direction, and a plan. Here are 10 no-nonsense money management tips to help you stop going broke even when you're earning: --- 1. Pay Yourself First Before you touch that paycheck, save at least 10%. Your future self will thank you. 2. Track Every Shilling Know where your money is going. Budget apps or a simple notebook can expose your silent money leaks. 3. Cut Emotional Spending Buying things just to “feel good” will leave your account feeling empty. Control the impulse. 4. Live Below Your Means Just because you can afford it doesn’t mean you should. Peace of mind > flexing. 5. Build an Emergency Fund Start with KSh 10,000. Life happens — don’t let one crisis wipe you out. 6. Set Money Goals Saving for nothing leads to spending on everything. Save with purpose: land, car, business, etc. 7. Invest Wisely Don’t let your money sleep in the bank forever. Learn to invest — even if it’s small. It grows. 8. Avoid Bad Debt Borrowing for lifestyle, not investment, is a trap. Know the difference. 9. Set Clear Financial Goals Saving without a goal is boring. Whether it’s a business, plot, or trip — give your money a mission. 10. Learn About Money Read books, watch YouTube, follow finance creators. Money grows when knowledge does. 11. Invest Consistently Don’t wait for millions. Start small — money working for you beats money just sitting. #nakupenda #Utom58 #De_NextVerYou #MONEY

Nothing Dey this life 😒 If you get money send small give me 🤦🏾‍♀️ #Passion

EFCC arrested me because they think i am into money laundering

It's better to not start it, then for you to take "borrow money" from the wrong place/person to start it #Focus #Viktan01

Nakupenda: Social Media for the Future 1. Data Protection & Trust We protect your privacy. Your data will never be sold. You own your experience, and your information stays yours—always. 2. Democratizing Monetization We’re ending one-sided monetization that only favors big creators. Nakupenda gives everyone—creators, curators, connectors—multiple ways to earn while engaging authentically. Now, people can thrive doing what they love. 3. Honest, Human-Centered Advertising We’re rethinking ads. Businesses connect directly with real people through interest-based discovery, not manipulative algorithms. It’s about relevance, not interruption—saving companies money and respecting users' time. 4. Real Connections, Real Stories Nakupenda is where stories matter. People share real-life experiences, find community through shared interests, and support each other’s growth and healing. We’re not here for likes—we’re here for life.

Never trade your smile for money. A Good smile is medicine to the soul. #Favour #Choicy

Make more money,and you will be happier;get a bigger house,and you'll feel satisfied But there's more to life than these. Place your priorities right and lay treasure where you won't regret in the night season of your life

Practical Things Anyone Can Do To Push Poverty Out of Their Lives Poverty isn't just about a lack of money—it's often tied to a cycle of poor choices, limited knowledge, and deeply ingrained mindsets. But here's the truth: with the right strategies, information, and daily actions, anyone can rise above poverty and build a more stable, prosperous life. #PADDYLAY

*THIS IS LIFE* You arrived naked, you will pass out naked. You arrived without goods or money, you will pass out without goods or money. Your first bath?, someone has washed you, your last bath?, someone will wash you. Why so much *malice* ? Why so much *hate* ? Why so much *envy* ? Why so much *spite* ? Why so much *resentiment* ? Why so much backbite? Why so much jealousy? Why so much selfishness? Let's be good to each other. Let's do the right things. This earth is market, we are all going back home. We have limited time on earth. DO NOT WASTE YOUR TIME ON USELESS THINGS. ALSO USE UR TIME TO INVITE UR PEOPLE TO JOIN NAKUPENDA 🥰 #happiness #AWESOMEGOD

Nigerians never Learn. This is the list of Ponzi schemes that have made away with Nigerians hard-earned money yet they still fall mugu MMM Nigeria – 2016 Ultimate Cycler – 2016 Get Help Worldwide (GHW) – 2016 Twinkas – 2016 Icharity Club – 2016 Crowd Rising – 2016 Claritta – 2016 Help2Get – 2016 Loopers Club – 2016 Givers Forum – 2016 NNN Nigeria – 2017 MMM Cooperation – 2017 GCCH (Global Crediting Cooperative Hub) – 2017 Money Riot – 2017 RevoMoney – 2017 SwissGolden (Nigeria version) – 2017 NNU (Nigeria News Update) – 2017 Peer2Peer Donation – 2017 Twinkas Reloaded – 2017 Donation Hub – 2017 MyBonus – 2017 ZarFund – 2017 Bitclub Advantage – 2018 Million Money – 2018 Helping Hands International – 2018 DGSOUK – 2018 Pennywise – 2018 Loom – 2019 Crowd1 – 2019 Lion’s Share – 2020 InksNation – 2020 Baraza Multipurpose Cooperative – 2020 Racksterli – 2020 86FB (aka 86Z) – 2021 Eagle Cooperative – 2021 Royal Q (Nigerian scam version) – 2021 FINAFRICA – 2021 Ovaioza Farm Produce Storage – 2022 QNet (Nigeria) – 2022 Afriq Arbitrage System (AAS) – 2022 MBA Forex – 2022 Chinmark Group – 2022 Inksledger – 2022 Axim Exchange – 2022 Compoundly – 2024 CALA (Cala Finance) – 2023 6Dollars Investment – 2023 Sidra Investment (cloned scam version) – 2024 WealthBuddy – 2024 BitFinance Global – 2025 CBEX-2025 How many of them duped you?#Olufaderomi#peejay

**Track Every Penny You Spend*** You can’t manage what you don’t measure. Tracking your expenses reveals the habits and patterns draining your money. *What to Do*: • Use simple tools like a notebook or free apps like Wallet or Spendee. • Review your daily and weekly spending. Highlight non-essential expenses you can reduce. #Paddylay #Passion

The art of Silence..... The skill of walking away..... These are the two best skills we need to master in life..... Many has lost their time, money and even their lives seeking for closure...... My dear, learning when to move on is a skill we need to develop or ask God for the ability to master it.... No explanation is needed.... Just walk away and keep walking... #freshbabe. #consistency #nakupenda