Buscar

Getting Money Is One Thing… But Knowing How to Manage It? That’s the Real Power.

Getting Money is Easy… Keeping It? That’s Where the Game Is.

You don’t need millions to grow wealthy — you need discipline, direction, and a plan.

Here are 10 no-nonsense money management tips to help you stop going broke even when you're earning:

---

1. Pay Yourself First
Before you touch that paycheck, save at least 10%. Your future self will thank you.

2. Track Every Shilling
Know where your money is going. Budget apps or a simple notebook can expose your silent money leaks.

3. Cut Emotional Spending
Buying things just to “feel good” will leave your account feeling empty. Control the impulse.

4. Live Below Your Means
Just because you can afford it doesn’t mean you should. Peace of mind > flexing.

5. Build an Emergency Fund
Start with KSh 10,000. Life happens — don’t let one crisis wipe you out.

6. Set Money Goals
Saving for nothing leads to spending on everything. Save with purpose: land, car, business, etc.

7. Invest Wisely
Don’t let your money sleep in the bank forever. Learn to invest — even if it’s small. It grows.

8. Avoid Bad Debt
Borrowing for lifestyle, not investment, is a trap. Know the difference.

9. Set Clear Financial Goals
Saving without a goal is boring. Whether it’s a business, plot, or trip — give your money a mission.

10. Learn About Money
Read books, watch YouTube, follow finance creators. Money grows when knowledge does.

11. Invest Consistently
Don’t wait for millions. Start small — money working for you beats money just sitting.

#nakupenda #Utom58 #De_NextVerYou #MONEY

#GODSUNSHINE13
#FAVOUR
#ATTENDENT


GRAB AND KEEP YOURSELF READY FOR YOUR CHILD'S UPCOMING JAMB EXAMS

#waskydone

Believe in yourself – Confidence is the foundation of achievement. Trust that you have what it takes, even when it's tough

Say to yourself IAM SPECIAL

Today's date is Special 5.5.25

5 stands for Grace:

_May the Grace of God work for you.
_May the Grace of your Father fight for you.
_May the Word of His Grace sanctify and give you your inheritance.
_May Grace open impossible doors for you.
_May Grace swallow your labour and flavour your efforts.
_May Grace cause you to suck Honey, ,paste Butter, drink Milk, and walk in Oil.
_May you receive special Graceful gifts

#BEENGRACED
#Discipline

The first step towards success is taken when you refuse to be a captive of the environment in which you first find yourself.
#ForTUNate_2016

Do something today that uour future self will thank you for.

#Attendance
#tessy_rich
#Favour

#ATTENDENT
#GODSUNSHINE13
#FAVOUR

DID YOU EVER TELL YOURSELF
NEVER LOSE HOPE

IT'S A RISING MOMENT KEEP THE HOPE STRONGER

Protect Your Peace

Not everyone deserves access to your energy.
It’s okay to set boundaries.
It’s okay to say no without guilt.
Your peace is your power — guard it.

You owe no one an explanation for taking care of yourself.

#knowledge
#gbemiking
#ProtectYourPeace #MentalHealthMatters #HealthyBoundaries #SelfRespect

Hello guys hope you're all doing great.

So that was how this guy met me o and was confessing his feelings towards me. I told him I'm not ready for anything serious with him I just want us to be friends. He Then admitted that he dosnt have a problem with friendship. Every now and then he gets me expensive gifts, hmmm, I asked him "are you sure about this"? , my stance concerning this matter is solid o. I'm not in for a relationship with you, he said he understands and he just loves to help people and he does it to every other hardworking friend. So I decided to relax myself and enjoy the favour God is showing me in the sight of this my new friend and colleague. Some days ago I didnt know what happened all of a sudden he asked me to marry him and i said no please, I cant I've told you this before . He got angry and asked me to refund everything. Mind you the everything cost 500k. What do I do please. Mind you, i help him do some tasks and he rewards me with the gifts o . Not like i was collecting it like awoof.

#Nakupenda
Samuel Thomas
David Ekanem

Every minute, someone leaves this world.

Age has nothing to do with it.

We're all in this queue without realizing it.

We never know how many people are in front of us.

We can't go to the back of the line.

We can't get out of line.

We can't stop moving forward.

So, while we wait in line...

Let's make peace!

Let's do good!

Let's tell the truth!

Let's be honest!

This world will leave us one day, that's for sure.

There's no point holding a grudge against someone who could leave at any moment.

There's no point sending a brother to prison when you yourself could leave first.

What's the point of boasting about putting others down when you could be gone in the next few minutes?

Why do you let yourself be deceived by your money, your social position, and your connections, when you're not the first to have them?

While do you seek your brother's death for a piece of land in the village, others exploit your continent and even invade planets.

Evil is ignorance.

Pride is for the foolish.

Selfishness is for the poor.

Betrayal is for the weak.

So let's do good while we're still alive!

Let's use the little time we have left to reveal the secret of life.

This secret seems both simple and absurd.

It's what keeps the world on tenterhooks.

May God bless us richly and abundantly.#Happiness#
#Nk79#Clara

When your eyes become your lord, you will be bound to satisfy all their cravings—whether good or evil.

“Do not take anything with you when leaving, okay?” the elderly man warned sternly. His voice echoed through the small room as he addressed the four young men taking shelter in his home. A violent storm had swept through the city, stranding them on their way back to their respective universities.

“Yes, sir,” they chorused, watching the elderly man quietly step out of the room.

Charles flopped onto the bed, eyes roaming across the ceiling.
“This room looks like it hasn’t been used in a century,” he said.

“How would you know?” Peter asked, unpacking his bag.

“Look at those drawings. They look like Mediterranean-era paintings.” He pointed toward the ceiling.

“Historian!” Henry mocked, making the others burst into laughter.

“I’m serious,” Charles insisted. “I bet there are ancient antiques in this house. First thing tomorrow, I’m going searching.”

“Remember what the old man said,” John reminded him.

“Forget the old man,” Charles replied, shutting his eyes with a smirk.


---

The next day, the storm cleared. The water receded, and the sun pierced through the clouds. The housemaster gathered the boys and gave them parting words of wisdom. In return, they handed him small tokens of appreciation and went on their way.

But not long after their departure, the housemaster made a troubling discovery—one of his most precious antiques was missing.

Panicked, he raised an alarm. The neighbors quickly rallied and pursued the young men. When they caught up with them, a search was conducted—and the missing item was found tucked inside Charles' bag.

They were all arrested and thrown into a prison cell.


---

This fictional tale echoes the ancient story of Achan—a man who let his eyes override the commandments of God.

Achan saw, desired, and took—and his disobedience brought ruin not only upon himself, but upon his people.

Just like Charles, when the eyes become your master, you’ll be driven to satisfy every craving, regardless of consequence.

Beware what your eyes fixate on—because what you stare at too long, you may start to crave. And what you crave, you may soon disobey to obtain.

© Juliet Chinenyenwa Alex

In anything you want to do, discuss with the Holy Spirit, believe in yourself and set your mind to it, surely you will succeed in it.

#Passion
#Nakupenda
#Attendance
#AngelH