• Getting Money Is One Thing… But Knowing How to Manage It? That’s the Real Power.

    Getting Money is Easy… Keeping It? That’s Where the Game Is.

    You don’t need millions to grow wealthy — you need discipline, direction, and a plan.

    Here are 10 no-nonsense money management tips to help you stop going broke even when you're earning:

    ---

    1. Pay Yourself First
    Before you touch that paycheck, save at least 10%. Your future self will thank you.

    2. Track Every Shilling
    Know where your money is going. Budget apps or a simple notebook can expose your silent money leaks.

    3. Cut Emotional Spending
    Buying things just to “feel good” will leave your account feeling empty. Control the impulse.

    4. Live Below Your Means
    Just because you can afford it doesn’t mean you should. Peace of mind > flexing.

    5. Build an Emergency Fund
    Start with KSh 10,000. Life happens — don’t let one crisis wipe you out.

    6. Set Money Goals
    Saving for nothing leads to spending on everything. Save with purpose: land, car, business, etc.

    7. Invest Wisely
    Don’t let your money sleep in the bank forever. Learn to invest — even if it’s small. It grows.

    8. Avoid Bad Debt
    Borrowing for lifestyle, not investment, is a trap. Know the difference.

    9. Set Clear Financial Goals
    Saving without a goal is boring. Whether it’s a business, plot, or trip — give your money a mission.

    10. Learn About Money
    Read books, watch YouTube, follow finance creators. Money grows when knowledge does.

    11. Invest Consistently
    Don’t wait for millions. Start small — money working for you beats money just sitting.

    #nakupenda #Utom58 #De_NextVerYou #MONEY
    Getting Money Is One Thing… But Knowing How to Manage It? That’s the Real Power. Getting Money is Easy… Keeping It? That’s Where the Game Is. You don’t need millions to grow wealthy — you need discipline, direction, and a plan. Here are 10 no-nonsense money management tips to help you stop going broke even when you're earning: --- 1. Pay Yourself First Before you touch that paycheck, save at least 10%. Your future self will thank you. 2. Track Every Shilling Know where your money is going. Budget apps or a simple notebook can expose your silent money leaks. 3. Cut Emotional Spending Buying things just to “feel good” will leave your account feeling empty. Control the impulse. 4. Live Below Your Means Just because you can afford it doesn’t mean you should. Peace of mind > flexing. 5. Build an Emergency Fund Start with KSh 10,000. Life happens — don’t let one crisis wipe you out. 6. Set Money Goals Saving for nothing leads to spending on everything. Save with purpose: land, car, business, etc. 7. Invest Wisely Don’t let your money sleep in the bank forever. Learn to invest — even if it’s small. It grows. 8. Avoid Bad Debt Borrowing for lifestyle, not investment, is a trap. Know the difference. 9. Set Clear Financial Goals Saving without a goal is boring. Whether it’s a business, plot, or trip — give your money a mission. 10. Learn About Money Read books, watch YouTube, follow finance creators. Money grows when knowledge does. 11. Invest Consistently Don’t wait for millions. Start small — money working for you beats money just sitting. #nakupenda #Utom58 #De_NextVerYou #MONEY
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  • Hi guys!!

    Ive always had this notion about sex before marriage .Please help me out, how can a guy not marry a lady without first having sex including foreplay some will even go the extent of even wanting a child. Except for a few principled men. why please??

    #Nakupenda
    #Discipline
    Hi guys!! Ive always had this notion about sex before marriage .Please help me out, how can a guy not marry a lady without first having sex including foreplay some will even go the extent of even wanting a child. Except for a few principled men. why please?? #Nakupenda #Discipline
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  • Don't wind up yet! The Challenge is only here to make you Stronger and Changed.
    #Stephenjesse
    #nakupenda
    #Discipline
    Don't wind up yet! The Challenge is only here to make you Stronger and Changed. #Stephenjesse #nakupenda #Discipline
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  • Discipline is self-love in action. #Favour #Bisi28
    Discipline is self-love in action. #Favour #Bisi28
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  • As we go down to sleep
    We beg God our souls to keep. May we have a very goodnight rest


    #discipline
    As we go down to sleep We beg God our souls to keep. May we have a very goodnight rest 😴😴 #discipline
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  • When Ifunanya arrived her village in search of Peter (her father), her uncle (Peter's brother) called her ashawo and other unprintable names as a way of diverting the attention of people who were gathering. He said she sleeps around in hotels and was not a responsible young lady.

    That hurt so much! Ifunanya is married. Why would they pour such venom on a girl looking for her father?

    This is Ifunanya and her husband. The only crime this young lady committed was being bold enough to challenge her father's siblings who were bent on keeping him in a vegetative state after his stroke while they continued to draw on his pension to build another house and enjoy good lives.

    This is a big lesson for men. When your wife gives birth to a daughter, do not frown. Your daughter will always be there for you, even if she is married and living in a different continent. Ifunanya left her family in the USA and travelled thousands of miles in search of her father.

    Be kind to everyone, but know where to draw the line.
    The male child is as important as the female child
    None outweighs the other!!


    #discipline
    When Ifunanya arrived her village in search of Peter (her father), her uncle (Peter's brother) called her ashawo and other unprintable names as a way of diverting the attention of people who were gathering. He said she sleeps around in hotels and was not a responsible young lady. That hurt so much! Ifunanya is married. Why would they pour such venom on a girl looking for her father? This is Ifunanya and her husband. The only crime this young lady committed was being bold enough to challenge her father's siblings who were bent on keeping him in a vegetative state after his stroke while they continued to draw on his pension to build another house and enjoy good lives. This is a big lesson for men. When your wife gives birth to a daughter, do not frown. Your daughter will always be there for you, even if she is married and living in a different continent. Ifunanya left her family in the USA and travelled thousands of miles in search of her father. Be kind to everyone, but know where to draw the line. The male child is as important as the female child None outweighs the other!! #discipline
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  • The best days are yet to come keep pushing!!!!!!!!

    #discipline
    #nakupendateam1
    The best days are yet to come keep pushing!!!!!!!! #discipline #nakupendateam1
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  • This old house was built way back in 1889, but it was left to crumble over the years. After he bought it, he worked his magic on it and turned it into something quite amazing. It’s hard to believe what he did with it! Wow, that’s awesome! Here’s what it looks like on the inside:
    #nakupenda
    #Discipline
    This old house was built way back in 1889, but it was left to crumble over the years. After he bought it, he worked his magic on it and turned it into something quite amazing. It’s hard to believe what he did with it! Wow, that’s awesome! Here’s what it looks like on the inside: #nakupenda #Discipline
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  • #JoyIsComing
    #Discipline
    #JoyIsComing #Discipline
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  • #Adibrother@ADINDU
    #BROTHERLY
    #DISCIPLINE
    #Adibrother@ADINDU #BROTHERLY #DISCIPLINE
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  • You don’t need a degree to be a developer. You need discipline. #aduloju70 #attendance #passion
    You don’t need a degree to be a developer. You need discipline. #aduloju70 #attendance #passion
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  • The weekend
    #discipline
    The weekend #discipline
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