Goodmorning Nakupenda #Utom58 #De_NextVerYou #Knowledge #nakupenda

Getting Money Is One Thing… But Knowing How to Manage It? That’s the Real Power. Getting Money is Easy… Keeping It? That’s Where the Game Is. You don’t need millions to grow wealthy — you need discipline, direction, and a plan. Here are 10 no-nonsense money management tips to help you stop going broke even when you're earning: --- 1. Pay Yourself First Before you touch that paycheck, save at least 10%. Your future self will thank you. 2. Track Every Shilling Know where your money is going. Budget apps or a simple notebook can expose your silent money leaks. 3. Cut Emotional Spending Buying things just to “feel good” will leave your account feeling empty. Control the impulse. 4. Live Below Your Means Just because you can afford it doesn’t mean you should. Peace of mind > flexing. 5. Build an Emergency Fund Start with KSh 10,000. Life happens — don’t let one crisis wipe you out. 6. Set Money Goals Saving for nothing leads to spending on everything. Save with purpose: land, car, business, etc. 7. Invest Wisely Don’t let your money sleep in the bank forever. Learn to invest — even if it’s small. It grows. 8. Avoid Bad Debt Borrowing for lifestyle, not investment, is a trap. Know the difference. 9. Set Clear Financial Goals Saving without a goal is boring. Whether it’s a business, plot, or trip — give your money a mission. 10. Learn About Money Read books, watch YouTube, follow finance creators. Money grows when knowledge does. 11. Invest Consistently Don’t wait for millions. Start small — money working for you beats money just sitting. #nakupenda #Utom58 #De_NextVerYou #MONEY

GOD is the GREATEST No allow anybody lie for you #grace #utom58 #De_NextVerYou

#nakupenda #Utom58 #De_NextVerYou

A good life need some bad days too. #Knowledge #Utom58 #De_NextVerYou

Everyone tries to skip the struggle not knowing that that's Where character is built. #nakupenda #Utom58 #De_NextVerYou

If someone wants you in their life, will know exactly how to keep you. #knowledge #Utom58 #De_NextVerYou

TEACH YOUR DAUGHTERS THAT They are five (5) important dresses a woman should wear in her lifetime. These are: 1. School uniform 2. Matriculation gown 3. Graduation gown 4. Wedding gown 5. Maternity gown Let your daughters know;That if any girl skips the 2nd dress, she will not get to wear the 3rd. Daughters must not rush to wear the 5th just because a man has promised them the 4th. More so, the 4th fits better and more prestigious if worn before the 5th. Our daughters must learn to wait and follow the dress pattern from 1 to 5. Be a good parent and Christian leader. We have this as a responsibility to our Children as parents. And it is Very important. #nakupenda #Utom58 #De_NextVerYou

FEARLESS #knowledge #De_NextVerYou #Utom58 #HeavenWorldChurch

Some days are really heavy, but you have to survive. #Knowledge #Utom58 #De_NextVerYou

#Nakupenda #Utom58 #De_NextVerYou

Life is better when nobody knows anything about you. #Knowledge #Utom58 #De_NextVerYou