• Getting Money Is One Thing… But Knowing How to Manage It? That’s the Real Power.

    Getting Money is Easy… Keeping It? That’s Where the Game Is.

    You don’t need millions to grow wealthy — you need discipline, direction, and a plan.

    Here are 10 no-nonsense money management tips to help you stop going broke even when you're earning:

    ---

    1. Pay Yourself First
    Before you touch that paycheck, save at least 10%. Your future self will thank you.

    2. Track Every Shilling
    Know where your money is going. Budget apps or a simple notebook can expose your silent money leaks.

    3. Cut Emotional Spending
    Buying things just to “feel good” will leave your account feeling empty. Control the impulse.

    4. Live Below Your Means
    Just because you can afford it doesn’t mean you should. Peace of mind > flexing.

    5. Build an Emergency Fund
    Start with KSh 10,000. Life happens — don’t let one crisis wipe you out.

    6. Set Money Goals
    Saving for nothing leads to spending on everything. Save with purpose: land, car, business, etc.

    7. Invest Wisely
    Don’t let your money sleep in the bank forever. Learn to invest — even if it’s small. It grows.

    8. Avoid Bad Debt
    Borrowing for lifestyle, not investment, is a trap. Know the difference.

    9. Set Clear Financial Goals
    Saving without a goal is boring. Whether it’s a business, plot, or trip — give your money a mission.

    10. Learn About Money
    Read books, watch YouTube, follow finance creators. Money grows when knowledge does.

    11. Invest Consistently
    Don’t wait for millions. Start small — money working for you beats money just sitting.

    #nakupenda #Utom58 #De_NextVerYou #MONEY
    Getting Money Is One Thing… But Knowing How to Manage It? That’s the Real Power. Getting Money is Easy… Keeping It? That’s Where the Game Is. You don’t need millions to grow wealthy — you need discipline, direction, and a plan. Here are 10 no-nonsense money management tips to help you stop going broke even when you're earning: --- 1. Pay Yourself First Before you touch that paycheck, save at least 10%. Your future self will thank you. 2. Track Every Shilling Know where your money is going. Budget apps or a simple notebook can expose your silent money leaks. 3. Cut Emotional Spending Buying things just to “feel good” will leave your account feeling empty. Control the impulse. 4. Live Below Your Means Just because you can afford it doesn’t mean you should. Peace of mind > flexing. 5. Build an Emergency Fund Start with KSh 10,000. Life happens — don’t let one crisis wipe you out. 6. Set Money Goals Saving for nothing leads to spending on everything. Save with purpose: land, car, business, etc. 7. Invest Wisely Don’t let your money sleep in the bank forever. Learn to invest — even if it’s small. It grows. 8. Avoid Bad Debt Borrowing for lifestyle, not investment, is a trap. Know the difference. 9. Set Clear Financial Goals Saving without a goal is boring. Whether it’s a business, plot, or trip — give your money a mission. 10. Learn About Money Read books, watch YouTube, follow finance creators. Money grows when knowledge does. 11. Invest Consistently Don’t wait for millions. Start small — money working for you beats money just sitting. #nakupenda #Utom58 #De_NextVerYou #MONEY
    Love
    Like
    9
    0 Reacties 0 aandelen 683 Views 0 voorbeeld
  • I fit give you advice , make I later learn from your mistakes 🙂‍↔

    #Knowledge
    #Utom58
    #De_NextVerYou
    I fit give you advice , make I later learn from your mistakes 👋😹🙂‍↔ #Knowledge #Utom58 #De_NextVerYou
    Haha
    1
    0 Reacties 0 aandelen 131 Views 0 voorbeeld
  • Sometimes we lost people because we 'overlove' them.

    #nakupenda
    #Utom58
    #De_NextVerYou
    Sometimes we lost people because we 'overlove' them. #nakupenda #Utom58 #De_NextVerYou
    Like
    Love
    4
    0 Reacties 0 aandelen 269 Views 0 voorbeeld
  • #nakupenda
    #Utom58
    #De_NextVerYou
    #nakupenda #Utom58 #De_NextVerYou
    Like
    Love
    2
    1 Reacties 0 aandelen 457 Views 0 voorbeeld
  • The magic you are looking for is in the work you are avoiding.

    #nakupenda
    #Utom58
    #De_NextVerYou
    The magic you are looking for is in the work you are avoiding. #nakupenda #Utom58 #De_NextVerYou
    Like
    Love
    2
    0 Reacties 0 aandelen 247 Views 0 voorbeeld
  • God tests you to bless you later.

    #nakupenda
    #Utom58
    #De_NextVerYou
    God tests you to bless you later. #nakupenda #Utom58 #De_NextVerYou
    Like
    Love
    2
    1 Reacties 0 aandelen 274 Views 0 voorbeeld
  • I'm Back nakupenda

    #knowledge
    #Utom58
    #De_NextVerYou
    I'm Back nakupenda #knowledge #Utom58 #De_NextVerYou
    0 Reacties 0 aandelen 109 Views 0 voorbeeld
  • Don't burn yourself to keep others warm.

    #knowledge
    #Utom58
    #De_NextVerYou
    Don't burn yourself to keep others warm. #knowledge #Utom58 #De_NextVerYou
    Love
    Like
    3
    2 Reacties 0 aandelen 338 Views 0 voorbeeld
  • Everyone has a PRICE

    but your price shouldn't be indomie and coke dear Aunty..
    #knowledge
    #De_NextVerYou
    #Utom58
    Everyone has a PRICE but your price shouldn't be indomie and coke dear Aunty.. #knowledge #De_NextVerYou #Utom58
    Like
    Love
    2
    0 Reacties 0 aandelen 265 Views 0 voorbeeld
  • GOD is the GREATEST
    No allow anybody lie for you
    #grace #utom58 #De_NextVerYou
    GOD is the GREATEST No allow anybody lie for you #grace #utom58 #De_NextVerYou
    Love
    2
    1 Reacties 0 aandelen 293 Views 0 voorbeeld
  • You can not force attention..

    Give yourself work to do instead of begging anyone for attention...

    #Knowledge
    #De_NextVerYou
    #Utom58
    You can not force attention.. Give yourself work to do instead of begging anyone for attention... #Knowledge #De_NextVerYou #Utom58
    Like
    3
    1 Reacties 0 aandelen 295 Views 0 voorbeeld
  • Ladies listen carefully

    #knowledge
    #De_NextVerYou
    #Utom58
    Ladies listen carefully #knowledge #De_NextVerYou #Utom58
    Like
    Love
    8
    3 Reacties 0 aandelen 567 Views 0 voorbeeld
Zoekresultaten