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God tests you to bless you later. #nakupenda #Utom58 #De_NextVerYou

If someone wants you in their life, will know exactly how to keep you. #knowledge #Utom58 #De_NextVerYou

Getting Money Is One Thing… But Knowing How to Manage It? That’s the Real Power. Getting Money is Easy… Keeping It? That’s Where the Game Is. You don’t need millions to grow wealthy — you need discipline, direction, and a plan. Here are 10 no-nonsense money management tips to help you stop going broke even when you're earning: --- 1. Pay Yourself First Before you touch that paycheck, save at least 10%. Your future self will thank you. 2. Track Every Shilling Know where your money is going. Budget apps or a simple notebook can expose your silent money leaks. 3. Cut Emotional Spending Buying things just to “feel good” will leave your account feeling empty. Control the impulse. 4. Live Below Your Means Just because you can afford it doesn’t mean you should. Peace of mind > flexing. 5. Build an Emergency Fund Start with KSh 10,000. Life happens — don’t let one crisis wipe you out. 6. Set Money Goals Saving for nothing leads to spending on everything. Save with purpose: land, car, business, etc. 7. Invest Wisely Don’t let your money sleep in the bank forever. Learn to invest — even if it’s small. It grows. 8. Avoid Bad Debt Borrowing for lifestyle, not investment, is a trap. Know the difference. 9. Set Clear Financial Goals Saving without a goal is boring. Whether it’s a business, plot, or trip — give your money a mission. 10. Learn About Money Read books, watch YouTube, follow finance creators. Money grows when knowledge does. 11. Invest Consistently Don’t wait for millions. Start small — money working for you beats money just sitting. #nakupenda #Utom58 #De_NextVerYou #MONEY

Goodmorning Nakupenda #Utom58 #De_NextVerYou #Knowledge #nakupenda

It's a win when you have supportive, nontoxic circle of friends. #nakupenda #Utom58 #De_NextVerYou

We trust you lord.. Even if we don't understand #knowledge #De_NextVerYou #Utom58

RELATIONSHIPS Why Friendship is more important than you think "In the sweetness of friendship let there be laughter, and sharing of pleasures. For in the dew of little things the heart finds its morning and is refreshed." – Khalil Gibran We often prioritize and seek romantic relationships first and foremost. We also value our family bonds and tend to favor these connections. However, this can mean that we leave friendships by the wayside. And yet friendships can be very important for a good, satisfying, and meaningful life. Friendships are special because they are usually far more about positive emotions and fun than other relationships. That is not to say that friends won’t be there during the hard times, but that we tend to hang out with them when we want to. With a relative or a partner, there are usually more obligations. This means that friends can become those positive relationships that bring us joy and happiness, even when things are tough elsewhere. Secondly, friends are chosen, and as we maintain a friendship, we keep making the choice to stick with that person. It empowers us to build long and satisfying connections but let go of those that are less significant. #nakupenda #Utom58 #De_NextVerYou #Relationships

👉 FIRST PHASE of the relationship is 👉 HOT SEASON.. season of I can't stay without you..I need to see you always .. 👉The SECOND PHASE of the relationship is the TRIAL SEASON...life starts to test you both .. test your patience... test your character 👉The THIRD PHASE of the relationship is the TIRED SEASON... you get tired to call... tired to visit... tired for intimacy... tired to see their face... tired to talk for long .. 👉The FOURTH PHASE of the relationship is the LETS TRY AND MAKE IT WORK season.... This time around you intentionally fix a time for calls and checking up..not because you miss them but because it's a duty to do ... In marriage there is a time you won't have an urge for sex...but you will do it for duty sake.. this season you do your best to reignite the flame and the hotness AGAIN ... 👉The FIFT SEASON is SEE FINISH TOGETHER... this phase is the season of WE KNOW IT ALL, AND NOTHING MOVES US AGAIN... his attitude doesn't trouble you again.... her sharp mouth is normal to you .... You are used to their madness You have grown and evolved to handle your relationship.... at this stage break up don tire Una ..so no break up... What level are you now ...? #knowledge #De_NextVerYou #Utom58

Ladies listen carefully #knowledge #De_NextVerYou #Utom58

Na person wey never see anything for relationship dey save man name as "MY OWN" what's your own ? 😹 #knowledge #Utom58 #De_NextVerYou

Some days are really heavy, but you have to survive. #Knowledge #Utom58 #De_NextVerYou

I fit give you advice , make I later learn from your mistakes 👋😹🙂‍↔ #Knowledge #Utom58 #De_NextVerYou