• It's better to not start it, then for you to take "borrow money" from the wrong place/person to start it
    #Focus
    #Viktan01
    It's better to not start it, then for you to take "borrow money" from the wrong place/person to start it #Focus #Viktan01
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  • Ryan Gravenberch’s agent Jose Fortes: “He's good enough for Real Madrid. We would love for him to play for them, but Liverpool would ask for a lot of money”.

    “I know they've had their eye on him, but now it's impossible”, told @marca.
    ~fabrizio Romano
    #grace
    #banjodx
    #de_listener
    #sport
    🚨 Ryan Gravenberch’s agent Jose Fortes: “He's good enough for Real Madrid. We would love for him to play for them, but Liverpool would ask for a lot of money”. “I know they've had their eye on him, but now it's impossible”, told @marca. ~fabrizio Romano #grace #banjodx #de_listener #sport
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  • Getting Money Is One Thing… But Knowing How to Manage It? That’s the Real Power.

    Getting Money is Easy… Keeping It? That’s Where the Game Is.

    You don’t need millions to grow wealthy — you need discipline, direction, and a plan.

    Here are 10 no-nonsense money management tips to help you stop going broke even when you're earning:

    ---

    1. Pay Yourself First
    Before you touch that paycheck, save at least 10%. Your future self will thank you.

    2. Track Every Shilling
    Know where your money is going. Budget apps or a simple notebook can expose your silent money leaks.

    3. Cut Emotional Spending
    Buying things just to “feel good” will leave your account feeling empty. Control the impulse.

    4. Live Below Your Means
    Just because you can afford it doesn’t mean you should. Peace of mind > flexing.

    5. Build an Emergency Fund
    Start with KSh 10,000. Life happens — don’t let one crisis wipe you out.

    6. Set Money Goals
    Saving for nothing leads to spending on everything. Save with purpose: land, car, business, etc.

    7. Invest Wisely
    Don’t let your money sleep in the bank forever. Learn to invest — even if it’s small. It grows.

    8. Avoid Bad Debt
    Borrowing for lifestyle, not investment, is a trap. Know the difference.

    9. Set Clear Financial Goals
    Saving without a goal is boring. Whether it’s a business, plot, or trip — give your money a mission.

    10. Learn About Money
    Read books, watch YouTube, follow finance creators. Money grows when knowledge does.

    11. Invest Consistently
    Don’t wait for millions. Start small — money working for you beats money just sitting.

    #nakupenda #Utom58 #De_NextVerYou #MONEY
    Getting Money Is One Thing… But Knowing How to Manage It? That’s the Real Power. Getting Money is Easy… Keeping It? That’s Where the Game Is. You don’t need millions to grow wealthy — you need discipline, direction, and a plan. Here are 10 no-nonsense money management tips to help you stop going broke even when you're earning: --- 1. Pay Yourself First Before you touch that paycheck, save at least 10%. Your future self will thank you. 2. Track Every Shilling Know where your money is going. Budget apps or a simple notebook can expose your silent money leaks. 3. Cut Emotional Spending Buying things just to “feel good” will leave your account feeling empty. Control the impulse. 4. Live Below Your Means Just because you can afford it doesn’t mean you should. Peace of mind > flexing. 5. Build an Emergency Fund Start with KSh 10,000. Life happens — don’t let one crisis wipe you out. 6. Set Money Goals Saving for nothing leads to spending on everything. Save with purpose: land, car, business, etc. 7. Invest Wisely Don’t let your money sleep in the bank forever. Learn to invest — even if it’s small. It grows. 8. Avoid Bad Debt Borrowing for lifestyle, not investment, is a trap. Know the difference. 9. Set Clear Financial Goals Saving without a goal is boring. Whether it’s a business, plot, or trip — give your money a mission. 10. Learn About Money Read books, watch YouTube, follow finance creators. Money grows when knowledge does. 11. Invest Consistently Don’t wait for millions. Start small — money working for you beats money just sitting. #nakupenda #Utom58 #De_NextVerYou #MONEY
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  • The #1 Reason Most Relationships Fail”
    Hook: It’s not cheating. It’s not money. It’s THIS.”
    Poll: “Take a guess?” [Communication / Trust issues]
    CTA: “DM me #1 and I’ll send you the full breakdown + how to avoid it.”
    The #1 Reason Most Relationships Fail” Hook: It’s not cheating. It’s not money. It’s THIS.” Poll: “Take a guess?” [Communication / Trust issues] CTA: “DM me #1 and I’ll send you the full breakdown + how to avoid it.”
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  • What happens when corruption meets oil money at the highest levels? MalabuGate delivers the clear, chronological breakdown of Nigeria's most consequential oil scandal that spans multiple administrations, crosses international borders, and involves some of the world's biggest corporations.

    This isn't conspiracy theory—it's meticulously researched investigative journalism based on court documents, financial records, and exclusive sources. For the first time, you'll understand exactly how OPL 245 became a symbol of everything wrong with resource governance in Nigeria.

    Whether you're a policy expert, concerned citizen, or simply someone who cares about justice, this documentary connects dots you never knew existed. Watch now on YouTube and join the growing community of informed Nigerians demanding accountability. Knowledge isn't just power—it's the first step toward #change. #Transparency starts with you.
    #Discipline
    What happens when corruption meets oil money at the highest levels? MalabuGate delivers the clear, chronological breakdown of Nigeria's most consequential oil scandal that spans multiple administrations, crosses international borders, and involves some of the world's biggest corporations. This isn't conspiracy theory—it's meticulously researched investigative journalism based on court documents, financial records, and exclusive sources. For the first time, you'll understand exactly how OPL 245 became a symbol of everything wrong with resource governance in Nigeria. Whether you're a policy expert, concerned citizen, or simply someone who cares about justice, this documentary connects dots you never knew existed. Watch now on YouTube and join the growing community of informed Nigerians demanding accountability. Knowledge isn't just power—it's the first step toward #change. #Transparency starts with you. #Discipline
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  • Nothing Dey this life

    If you get money send small give me 🤦🏾‍♀️




    #Passion
    Nothing Dey this life 😒 If you get money send small give me 🤦🏾‍♀️ #Passion
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  • **Track Every Penny You Spend***

    You can’t manage what you don’t measure. Tracking your expenses reveals the habits and patterns draining your money.

    *What to Do*:
    • Use simple tools like a notebook or free apps like Wallet or Spendee.
    • Review your daily and weekly spending. Highlight non-essential expenses you can reduce.

    #Paddylay
    #Passion

    **Track Every Penny You Spend*** You can’t manage what you don’t measure. Tracking your expenses reveals the habits and patterns draining your money. *What to Do*: • Use simple tools like a notebook or free apps like Wallet or Spendee. • Review your daily and weekly spending. Highlight non-essential expenses you can reduce. #Paddylay #Passion
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  • EFCC arrested me because they think i am into money laundering
    EFCC arrested me because they think i am into money laundering
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  • Nakupenda: Social Media for the Future

    1. Data Protection & Trust
    We protect your privacy. Your data will never be sold. You own your experience, and your information stays yours—always.

    2. Democratizing Monetization
    We’re ending one-sided monetization that only favors big creators. Nakupenda gives everyone—creators, curators, connectors—multiple ways to earn while engaging authentically. Now, people can thrive doing what they love.

    3. Honest, Human-Centered Advertising
    We’re rethinking ads. Businesses connect directly with real people through interest-based discovery, not manipulative algorithms. It’s about relevance, not interruption—saving companies money and respecting users' time.

    4. Real Connections, Real Stories
    Nakupenda is where stories matter. People share real-life experiences, find community through shared interests, and support each other’s growth and healing. We’re not here for likes—we’re here for life.
    Nakupenda: Social Media for the Future 1. Data Protection & Trust We protect your privacy. Your data will never be sold. You own your experience, and your information stays yours—always. 2. Democratizing Monetization We’re ending one-sided monetization that only favors big creators. Nakupenda gives everyone—creators, curators, connectors—multiple ways to earn while engaging authentically. Now, people can thrive doing what they love. 3. Honest, Human-Centered Advertising We’re rethinking ads. Businesses connect directly with real people through interest-based discovery, not manipulative algorithms. It’s about relevance, not interruption—saving companies money and respecting users' time. 4. Real Connections, Real Stories Nakupenda is where stories matter. People share real-life experiences, find community through shared interests, and support each other’s growth and healing. We’re not here for likes—we’re here for life.
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  • SOMETHING SHOCKING HAPPENED TODAY. (Nor be everybodi ok o)

    I went to Air-force base in Ikeja today to see a colleague. So when I was going, I enter a bus to oshodi,

    When the car moved , I asked the conductor how much "He said 500" I said I paid but I paid 300naira while coming, why the sudden new high price?? And he started abusing and calling me Oloriburuku, ashawo, you don't have money you dey enter motor.

    People in the bus were surprised and started wondering if he knows me before or we have personal issues.

    At that moment, I was already boiling inside me but I tried as much as I can to control my emotions and remain calm.🤦🏼‍♀️

    After everything the driver intervened and calmed situation.

    When we got to Oshodi, the conductor jumped out of the bus (the way they use to) and he immediately slumped on the ground .

    Knowing that something is wrong, I rushed to apply CPR on him but he wasn't responding, so the driver rushed him to the hospital, which I and of the passengers followed him.

    When we got to the hospital, the doctor checked him and said he had a heart attack and his pulse stopped before we came.

    We sympathize with the driver and went our separate ways.

    As I got home, my head was full of different thoughts, "What if I had threatening him? What if I reacted when he was abusing me.?

    One thing we all should learn from this is how to control our emotions no matter the provocation.

    No matter the provocation, don't beat or threaten anyone, you can doesn't mean you should, not everybody is alive out there

    There are many walking corpse out there looking for who will klll them, learn from this so that you won't become a victim.
    Copied
    #chinosky
    #grace
    SOMETHING SHOCKING HAPPENED TODAY. (Nor be everybodi ok o) I went to Air-force base in Ikeja today to see a colleague. So when I was going, I enter a bus to oshodi, When the car moved , I asked the conductor how much "He said 500" I said I paid but I paid 300naira while coming, why the sudden new high price?? And he started abusing and calling me Oloriburuku, ashawo, you don't have money you dey enter motor.😳 People in the bus were surprised and started wondering if he knows me before or we have personal issues.😀 At that moment, I was already boiling inside me😡 but I tried as much as I can to control my emotions and remain calm.🤦🏼‍♀️ After everything the driver intervened and calmed situation. 🙏 When we got to Oshodi, the conductor jumped out of the bus (the way they use to) and he immediately slumped on the ground 😳. Knowing that something is wrong, I rushed to apply CPR on him but he wasn't responding, so the driver rushed him to the hospital, which I and of the passengers followed him. When we got to the hospital, the doctor checked him and said he had a heart attack and his pulse stopped before we came. 💔 We sympathize with the driver and went our separate ways.🥺 As I got home, my head was full of different thoughts,🤔 "What if I had threatening him? What if I reacted when he was abusing me.?🙆 One thing we all should learn from this is how to control our emotions no matter the provocation.✍️ No matter the provocation, don't beat or threaten anyone, you can doesn't mean you should, not everybody is alive out there‼️ There are many walking corpse out there looking for who will klll them, learn from this so that you won't become a victim. Copied #chinosky #grace
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  • *THIS IS LIFE*
    You arrived naked, you will pass out naked.
    You arrived without goods or money, you will pass out without goods or money.
    Your first bath?, someone has washed you, your last bath?, someone will wash you.
    Why so much *malice* ?
    Why so much *hate* ?
    Why so much *envy* ?
    Why so much *spite* ?
    Why so much *resentiment* ?
    Why so much backbite?
    Why so much jealousy?
    Why so much selfishness?
    Let's be good to each other.
    Let's do the right things.
    This earth is market, we are all going back home.
    We have limited time on earth.
    DO NOT WASTE YOUR TIME ON USELESS THINGS.

    ALSO USE UR TIME TO INVITE UR PEOPLE TO JOIN NAKUPENDA
    #happiness
    #AWESOMEGOD
    *THIS IS LIFE* You arrived naked, you will pass out naked. You arrived without goods or money, you will pass out without goods or money. Your first bath?, someone has washed you, your last bath?, someone will wash you. Why so much *malice* ? Why so much *hate* ? Why so much *envy* ? Why so much *spite* ? Why so much *resentiment* ? Why so much backbite? Why so much jealousy? Why so much selfishness? Let's be good to each other. Let's do the right things. This earth is market, we are all going back home. We have limited time on earth. DO NOT WASTE YOUR TIME ON USELESS THINGS. ALSO USE UR TIME TO INVITE UR PEOPLE TO JOIN NAKUPENDA 🥰 #happiness #AWESOMEGOD
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  • Nigerians never Learn. This is the list of Ponzi schemes that have made away with Nigerians hard-earned money yet they still fall mugu

    MMM Nigeria – 2016
    Ultimate Cycler – 2016
    Get Help Worldwide (GHW) – 2016
    Twinkas – 2016
    Icharity Club – 2016
    Crowd Rising – 2016
    Claritta – 2016
    Help2Get – 2016
    Loopers Club – 2016
    Givers Forum – 2016
    NNN Nigeria – 2017
    MMM Cooperation – 2017
    GCCH (Global Crediting Cooperative Hub) – 2017
    Money Riot – 2017
    RevoMoney – 2017
    SwissGolden (Nigeria version) – 2017
    NNU (Nigeria News Update) – 2017
    Peer2Peer Donation – 2017
    Twinkas Reloaded – 2017
    Donation Hub – 2017
    MyBonus – 2017
    ZarFund – 2017
    Bitclub Advantage – 2018
    Million Money – 2018
    Helping Hands International – 2018
    DGSOUK – 2018
    Pennywise – 2018
    Loom – 2019
    Crowd1 – 2019
    Lion’s Share – 2020
    InksNation – 2020
    Baraza Multipurpose Cooperative – 2020
    Racksterli – 2020
    86FB (aka 86Z) – 2021
    Eagle Cooperative – 2021
    Royal Q (Nigerian scam version) – 2021
    FINAFRICA – 2021
    Ovaioza Farm Produce Storage – 2022
    QNet (Nigeria) – 2022
    Afriq Arbitrage System (AAS) – 2022
    MBA Forex – 2022
    Chinmark Group – 2022
    Inksledger – 2022
    Axim Exchange – 2022
    Compoundly – 2024
    CALA (Cala Finance) – 2023
    6Dollars Investment – 2023
    Sidra Investment (cloned scam version) – 2024
    WealthBuddy – 2024
    BitFinance Global – 2025
    CBEX-2025

    How many of them duped you?#Olufaderomi#peejay
    Nigerians never Learn. This is the list of Ponzi schemes that have made away with Nigerians hard-earned money yet they still fall mugu MMM Nigeria – 2016 Ultimate Cycler – 2016 Get Help Worldwide (GHW) – 2016 Twinkas – 2016 Icharity Club – 2016 Crowd Rising – 2016 Claritta – 2016 Help2Get – 2016 Loopers Club – 2016 Givers Forum – 2016 NNN Nigeria – 2017 MMM Cooperation – 2017 GCCH (Global Crediting Cooperative Hub) – 2017 Money Riot – 2017 RevoMoney – 2017 SwissGolden (Nigeria version) – 2017 NNU (Nigeria News Update) – 2017 Peer2Peer Donation – 2017 Twinkas Reloaded – 2017 Donation Hub – 2017 MyBonus – 2017 ZarFund – 2017 Bitclub Advantage – 2018 Million Money – 2018 Helping Hands International – 2018 DGSOUK – 2018 Pennywise – 2018 Loom – 2019 Crowd1 – 2019 Lion’s Share – 2020 InksNation – 2020 Baraza Multipurpose Cooperative – 2020 Racksterli – 2020 86FB (aka 86Z) – 2021 Eagle Cooperative – 2021 Royal Q (Nigerian scam version) – 2021 FINAFRICA – 2021 Ovaioza Farm Produce Storage – 2022 QNet (Nigeria) – 2022 Afriq Arbitrage System (AAS) – 2022 MBA Forex – 2022 Chinmark Group – 2022 Inksledger – 2022 Axim Exchange – 2022 Compoundly – 2024 CALA (Cala Finance) – 2023 6Dollars Investment – 2023 Sidra Investment (cloned scam version) – 2024 WealthBuddy – 2024 BitFinance Global – 2025 CBEX-2025 How many of them duped you?#Olufaderomi#peejay
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