Mental health is preserved wealth.

Getting Money Is One Thing… But Knowing How to Manage It? That’s the Real Power. Getting Money is Easy… Keeping It? That’s Where the Game Is. You don’t need millions to grow wealthy — you need discipline, direction, and a plan. Here are 10 no-nonsense money management tips to help you stop going broke even when you're earning: --- 1. Pay Yourself First Before you touch that paycheck, save at least 10%. Your future self will thank you. 2. Track Every Shilling Know where your money is going. Budget apps or a simple notebook can expose your silent money leaks. 3. Cut Emotional Spending Buying things just to “feel good” will leave your account feeling empty. Control the impulse. 4. Live Below Your Means Just because you can afford it doesn’t mean you should. Peace of mind > flexing. 5. Build an Emergency Fund Start with KSh 10,000. Life happens — don’t let one crisis wipe you out. 6. Set Money Goals Saving for nothing leads to spending on everything. Save with purpose: land, car, business, etc. 7. Invest Wisely Don’t let your money sleep in the bank forever. Learn to invest — even if it’s small. It grows. 8. Avoid Bad Debt Borrowing for lifestyle, not investment, is a trap. Know the difference. 9. Set Clear Financial Goals Saving without a goal is boring. Whether it’s a business, plot, or trip — give your money a mission. 10. Learn About Money Read books, watch YouTube, follow finance creators. Money grows when knowledge does. 11. Invest Consistently Don’t wait for millions. Start small — money working for you beats money just sitting. #nakupenda #Utom58 #De_NextVerYou #MONEY

Hi family ✋ Here's my daily gem for 2day Your journey won’t look like anyone else’s. That’s not failure, it’s uniqueness. Keep going. Don't stop, believe in your self more and you'll be shocked at how much progress you'll make. Bye lovessss #grace #lilywealth

Happy new week fam Here's my monday morning 🌞 Gem on health Your body is your first home. When you nourish it, it rewards you in ways money can’t buy: energy, clarity, and strength. Fitness isn’t a trend, it’s self-respect. Take care of your body It's very important 💯 I'll see you tomorrow morning for another amazing gem. #grace #health #LilyWealth.

THE IGBO ENTREPRENEURSHIP SYSTEM - The Strategy That Built Obi Cubana Have you ever wondered … How did the Igbo people rise from losing everything after the war, to becoming one of the most entrepreneurial tribes in Africa? Let me tell you a story. So After the Nigerian civil war, the Igbos were left with nothing. According to history, people who had thousands in their accounts were only given £20. Businesses destroyed. Hope shattered. That’s how the new system treated them; broke, broken, and abandoned. They didn’t sit down and complain. They started again. From scratch. From the ground up. That's the spirit of the Igbo Chi. But they didn’t do it alone. They used a system, one powerful principle: “Never Leave Your Brother.” If you’re selling biscuits and need to buy Lipton, you go to your brother’s shop. Even if his price is a bit higher ; you still buy from him. That’s how Igbos built their own economy from inside. They called it “Onye Aghala Nwanne Ya ” - "Don’t leave your brother behind." This was more than business. It was survival. It was loyalty. It was strategy. They built communities. They trained one another through apprenticeship (Igba Boi). They lifted each other from trenches to triumph. They created chains of value - and chains of trust. And no one represents this model today better than Obi Cubana He started small - one nightclub in Abuja. But he didn’t rise alone. He surrounded himself with people he empowered , and they, in turn, empowered him. Today, many of his “boys” are millionaires, and they’re all still connected. That’s what made his mum’s burial a historic moment it wasn’t about showing off, it was about community wealth. Now His 50th birthday was a blast. From Business Men to superstars to sports players they all gathered to pay homage . You might wondering what a popular pastor was doing at the event ? He is Igbo right ? He came to pay homage to his brother who built from scratch. That’s the Igbo system. Build. Empower. Don’t leave your brother. That's why Anywhere you see an Igbo person there must be a community. That's how the Igbos grow ❤️ That's how they were able to bounce back and become the most proporous ethnic group in Africa As Obi Cubana celebrates his 50th birthday, I see more than a successful man. I see a case study of Igbo resilience, strategy, and communal growth. If you're building something today, I want you to ask yourself: Are you lifting others as you rise? Are you creating value or just chasing money? Are you building a system, or are you walking alone? Because wealth built alone is fragile. But wealth built in brotherhood is eternal. Obi Cubana didn’t just make money. He made men. He made systems. He made history. And that, my friend, is the secret of Igbo entrepreneurship. Start now to build men. #Utom58 #De_NextVerYou

4 months after I was born, my mom went back to University to get her degree. I'm her third child. She left me and my siblings with our Dad and paternal grandma and came home only weekends for three years until she finished her degree. She left 3 under-5 and went to pursue her career. At 28, she was doing her NYSC and pregnant with her 4th child. At 40, she already had her master's degree. She has been a civil servant since 1993. Now, at 61, she is at the peak of her career. A level 17 officer, Permanent Secretary grade. (Edit - Note: in 2023, Delta State increased retirement age from 60 to 65.) My aunty who was my mother's secondary mate and got married same year my mother got married, didn't continue with her education like my mom did. She had three children and tried to go back in her 40s when her last child was in secondary school, but she was only able to acquire tc2 (or whatever they call it). At the long run. My mom raised four successful biological children. My aunty raised three successful biological children. No, my aunty's children did NOT turn out better just because she gave up career and dreams to raise them. If you are measuring success based on wealth and quality and level of education, we are far ahead. There are no studies, research or statistics that indicate that children of stay-at-home mothers do better. If I could be asked to choose between an illiterate mother who stayed at home throughout my childhood and gave up career just to watch me VERSUS my mother who is a top/senior civil servant at the peak of her career, a boss in the office and boss at home, I would DEFINITELY choose the latter, and I'm glad that the latter is my reality. My father told me that he had opportunity to travel to the US or UK when I was just four. He was to travel there for research and enroute into becoming a university lecturer/professor. But he turned down the opportunity because he wanted to be there to watch his children grow every minute. Do you know what I told him? I told him that he should have gone. Some of my siblings also told him he should have gone. Imagine the children he stayed for telling him that he should have gone. My father's colleague who also got same offer went and came back for his family one year later. So, I told my father that leaving his family for a year or two would have been a worthwhile sacrifice to pay for a better future. He should have gone and come back for us a year or two later. My father was a very successful man, more educated than my mother and also got to the peak of his career, but not half as successful as he would have been if he had taken some risks, including leaving his children for a year or two. Why am I writing all these? For those women who abandon their dreams, careers and aspirations because of their children. Someday, your children who you abandoned your career for will ask you WHY? They will tell you that you should have pursued your career. Like I said, my father sacrificed career progression for us his children. My mother did NOT sacrifice career pursuit for anybody. While I understand the sacrifice my father made, as a grown adult, I still think my mother made the better choice. So, my dear women/mothers, I can tell you that at the long run, your children would be most proud of you if you pursue your career and achieve great career heights. I went back to full-time studies January to December 2024. I had my daughter in-between in April 2024. I got an extra degree and with that, I'm applying for jobs and negotiating salaries more than twice my salary in my last job. It wasn't easy doing that while nursing a baby, but I did it. My children would grow up seeing a strong mommy who didn't abandon her dreams. I want my daughter to know that she should never abandon her dream or chosen career for any reason or anyone. I don't want my children to ask me WHY? It's not easy combining academic/career and family. But nothing good comes too easily. Just do your best within your power and the opportunity and resources available to you. Copied ✍️

You've probably seen or heard or read these 👇👇 before but please read them again. You don’t have to have it all figured out to take the first step. Start small. Start unsure. Start scared. Just start. The magic isn’t in perfection—it’s in persistence. Keep showing up for yourself, and one day you’ll look back and realize how far you’ve come. Keep going—you’re closer than you think. #grace #@lilywealth

Good health is everything. #healthiswealth #goviral

1. Change Your Money Mindset To escape poverty, you must first believe it's possible. Many people are raised to think that wealth is for others—not them. That mindset keeps them stuck. What to Do: • Begin affirming wealth and abundance daily. • Read mindset-changing books like Think and Grow Rich by Napoleon Hill or The Secrets of the Millionaire Mind by T. Harv Eker. • Replace negative money thoughts ("I’ll always be broke") with positive ones ("I am building wealth step by step"). #paddylay

It is some days to Easter and I am beginning to wonder why some people have so much to spend with ease while others barely have at all to go pass the day. #Team E. #Chinosky. #loveth #wealth #ubasi.

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👇 HUMAN "WEAPON OF MASS DESTRUCTION"👇😄😃🏃🏃🏃 **ANAMBRA COMMISSIONER SEEKS HELP TO MANAGE 18-YEAR-OLD APPRENTICE WHO IMPREGNATED 10 GIRLS INCLUDING MASTER'S DAUGHTER** May 7, 2025 The state’s Commissioner for Women and Social Welfare, Ify Obinabo, made the disclosure during a social media broadcast on Wednesday, expressing deep concern over what she described as an “overwhelming and disturbing case.” **An 18-year-old apprentice in Anambra State has reportedly impregnated at least 10 girls within a span of five months, including his master’s daughter and a salesgirl.** The state’s Commissioner for Women and Social Welfare, Ify Obinabo, made the disclosure during a social media broadcast on Wednesday, expressing deep concern over what she described as an “overwhelming and disturbing case.” The teenage boy, whose identity remains undisclosed, was sent to learn a trade under a master. However, within just three months, he allegedly got both his boss’s daughter and a salesgirl pregnant, leading to his immediate dismissal from the apprenticeship. “This boy was sent to learn a trade at the age of 18 and three months of apprenticeship, and he impregnated his master’s daughter and his salesgirl. He was sent packing,” Obinabo said. She further revealed that the situation deteriorated after the boy returned to his village, where he allegedly impregnated eight additional girls within two months. “I want advice from the public because this one is beyond my capacity,” Obinabo stated. “Two months after that, he impregnated eight other girls in the village.” The commissioner said the boy’s mother visited her office in desperation, seeking help as the situation had grown beyond the family's control. “Anytime I see a girl coming towards our house nowadays, my heart would jump, please, I need help,” the mother was quoted as saying. Obinabo, visibly disturbed by the unfolding drama, questioned whether the matter could have spiritual undertones. “This matter is beyond me, the reason I want the public to help me come up with a solution. Is it spiritual?” She recounted asking the boy how he managed to convince so many girls. “I asked the boy the magic he uses in luring the girls to bed, but he told me he always tells them that he loves them and would like to marry them any time he acquires wealth.” “This problem is beyond me because of the boy’s age and the number of pregnant girls involved; that’s why I need help to solve it,” Obinabo added. #Paddylay